All terms and conditions are applicable to the extent permitted by law.
SPIN reserves the right to change these terms and conditions from time to time in its discretion. When you purchase, receive or redeem a Card, you agree that the laws of the State of Virginia, without regard to principles of conflict of laws, will govern these Card terms and conditions. Cards are issued by SPIN Global Holdings LLC, a Delaware limited liability company (the “Issuer”), who is the sole obligor to Card owner.
